As Your Agent, We Will:
- Assure that you see all the properties
in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at,
to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods,
the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten
out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment
and monthly payment.
- Find a loan program that meets your needs and
get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
Closing Costs to Expect:
- Lender fees include charges for loan processing, underwriting,
preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and
other inspections such as termites.
- Government fees include deed recording and state & local mortgage
taxes.
- Escrow and interest fees include homeowner's insurance, loan interest,
real estate taxes, and occasionally private mortgage insurance.
Find out how much your closing costs could
be.
As Your Agent, We Will:
- Complete a comparative market analysis that will compare your home's value to that
of your neighbors.
- Compile a comprehensive plan detailing all the efforts we will employ to sell your
home, including Internet and local media.
- Present your home to as many qualified buyers as possible getting your home maximum
exposure.
- Help you stage your home and generate curb appeal to ensure you get the highest
price.
- Assist with obtaining offers and help you in negotiating the best deal as smoothly
as possible.
- Help you find your next home and answer all of your questions about the local market
area, including schools, neighborhoods, the local economy, and more.
What are homes selling for on your street? Feel free to
contact us to find out what neighborhood homes are selling for, free of
charge, or to receive a more detailed analysis of the value of your home.
Closing Costs to Expect:
- Title insurance fees depend on the sales price of the home.
- Broker's commission is a full-service fee and will cost anywhere
between 5% to 7%.
- Local property transfer tax, country transfer tax, state transfer tax, and
state capital gains tax are the charges that you'll pay for the privilege
of selling your home. Credit to the buyer of unpaid real estate taxes for the prior
or current year are variable and depend on when you close and when your taxes are
due.
- FHA fees and costs are all fees are now negotiable between an FHA
buyer and seller.
- Home inspections fees are in some circumstances paid for by the
seller and include pest, radon and other inspections.
- Miscellaneous fees can accrue from correcting problems noticed
during the home inspection.
Find out how much your closing costs could
be.